Car Accident Liability – Who’s At Fault?

Determining liability in a car accident is important for recovering compensation in personal injury cases and avoiding expensive increases in your insurance premium. Typically, insurance companies dispute the responsibility of their insured in causing an accident since doing so allows them to reduce the amount of money they have to pay in claims.

At Zuba & Associates, P.C., our car accident liability attorneys work with accident investigators in order to determine the cause of an accident. We measure skid marks, analyze the damage to the vehicles involved, interview eyewitnesses and recover data from GPS systems when available. By taking into account the available evidence, our lawyers can often determine if another driver was speeding, ran through an intersection, talking on a cellphone or driving negligently for any other reason.

If you have been injured in a car accident, it’s important to determine who’s at fault for insurance and legal reasons. Before talking to an insurance company representative, contact the car accident liability attorneys at Zuba & Associates, P.C. today.

Determining Fault

When a collision happens as the result of a violation of a traffic law, the driver responsible for running a red light, stop sign or speeding is typically liable for any injuries that occur. In cases where negligence or poor driving are involved, fault may be assigned in varying portions to the drivers involved. For instance, if a driver is following the car ahead too closely and ends up rear ending them when the driver in front needs to break, both can be held at fault even though both were not speeding or guilty of breaking any traffic laws at the time.

In these kinds of cases, drivers are expected to exercise caution and care in avoiding driving behavior that could lead to an accident: following too closely to the car ahead of you ignores the possibility that he or she may have to brake suddenly for obstructions you cannot see from your vantage point. In these kinds of cases, negligence and fault are, then, a function of whether your actions contributed to a car wreck. Consequently, you could be an “at fault driver” without directly causing an accident.

Protect Your Interests — Contact Car Accident Lawyers at Zuba & Associates, P.C.

Even if a police report was filed indicating the other driver was at fault, insurance companies may try to assign partial fault to you. Not only could this reduce the settlement offered to you, it could also result in increased insurance premiums. Typically, the notion of “preventability” is invoked to suggest you could have taken action to prevent an accident.

Our personal injury attorneys have years of experience in dealing with insurance companies and accident investigations. We understand how to approach car crashes, uncover the facts involved, and hold those responsible financially accountable.

To schedule an appointment and discuss your case, call 815-397-7000 or use our online contact form.