Zuba & Associates, P.C.

Family Law Archives

Divorce risk higher for couples who live together before marriage

It's fairly common for couples in Illinois and other parts of the country to opt to live together before considering marriage. The logic behind arrangements like this is that cohabitation prior to legally tying the knot gives two people a chance to see how well-suited they really are for one another. However, when couples who have lived together eventually get married, their risk of divorce may be greater according to findings from a study on this topic.

Co-parenting as a custodial parent

Many parents in Illinois share custody of their children. Some exes share joint custody, which is where each parent has the children in their physical custody approximately half the time. Others have primary custody in which the noncustodial parent has visitation. Either way, there are several ways a custodial parent can make the family situation easier.

Presence of opposite sex co-workers increases divorce rate

Illinois residents who are employed in industries that expose them to numerous co-workers of the opposite sex could experience a greater rate of divorce according to a study based on Danish demographic data. A researcher at Stockholm University analyzed the massive trove of demographic data collected in Denmark and found a correlation between divorce rates and the availability of alternative partners at work.

Divorcing late in life increases risk of depression

Stress and depression related to divorce have been known to exacerbate existing health problems or cause the emergence of new ones. People at or over the age of 50 are at a heightened risk for mental and physical health problems when they divorce later in life. In Illinois, the process begins with the filing of a divorce petition, and the stress may begin earlier than that. According to the Holmes-Rahe Stress Inventory, legal uncoupling is the second most stressful life event that is commonly experienced.

How parents can benefit by sharing custody

Sharing child custody can offer many benefits to Illinois parents. For example, one parent won't be solely responsible for creating and enforcing rules and boundaries. Shared custody also means that a parent can develop a routine that balances family life with work and social obligations. Parents should work together with their children to find a schedule that works well for everyone.

Divorce can be 'contagious' among friends

People in Illinois who decide to divorce may soon see their friends taking a similar path, according to one study. The research, conducted by social scientists at Harvard University, Brown University and the University of California at San Diego, backs up a common social belief that divorce can be "contagious." Observed anecdotally among many groups of friends, people often see one friend divorce followed by several others. There are a number of reasons why this can occur, partially because people staying in an unhealthy marriage through a sense of inertia are inspired to move forward when seeing their friends' journeys.

Dealing with retirement funds during a divorce

Spouses in Illinois who choose to end their marriages may find that divorcing has a significant impact on retirement plans. Because retirement funds are often a married couple's largest single asset, both partners may have to deal with a substantial cut to their retirement savings after the accounts are divided as part of the divorce. This can mean that divorcees have to plunge right away into a financial plan that optimizes saving for the future in order to rebuild depleted retirement funds. This can be especially true as many people may take loans or early withdrawals from their accounts in order to address some immediate post-divorce costs.

Student loan debt can lead to divorce

For many couples in Illinois, finances are one of the major sources of stress on a marriage, leading to arguments and irreconcilable differences. One major source of financial pressure on many marriages is student loan debt. On average, American student loan borrowers owe $34,144 in loans, and the average student who graduated from college or university in 2017 carried $39,400 in outstanding education debt. Many people have to make substantial payments each month to address the debt, and they may also find it difficult to take steps like obtaining a mortgage for a home until the educational debt is paid down.

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Zuba & Associates, P.C

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6067 Strathmoor Drive
Rockford, IL 61107

Phone: 815-397-7000
Fax: 815-397-1834
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