Zuba & Associates, P.C.

Divorce may present additional challenges to at-home parents

When a couple separates, each individual's standard of living will necessarily change as they transition into a single-income household, particularly where children are concerned. Divorce with children typically requires one parent to take on the role of "primary" caregiver, which is to say the parent responsible for the child or children the majority of the time. As Illinois residents are well aware, this can be a costly endeavor, particularly for parents who chose to stay at home to raise their children.

In scenarios in which the primary parent has been a stay-at-home parent for some time, it can be challenging to return to the work force after a prolonged period away. This translates into a financial consideration that may do to be examined before the divorce is processed. Asset division can influence how much leeway such a parent might have in finding paid employment.

Alimony and child support can help to alleviate any financial strain. However, it is not feasible for most people to support a family strictly by virtue of these sorts of payments. Coupled with the difficulty associated with reentering the job market, advance planning for this eventuality may be beneficial to a parent in this situation.

Divorce creates a unique set of challenges for any family, as many Illinois residents can attest. However, planning financially for a divorce and ensuring children get the best possible upbringing in the face of the separation is often at the forefront of parents' minds. Seeking out support and additional information on how to best accommodate for this change in lifestyle can be of great help to a parent embarking on single life.

Source: Los Angeles Times, After divorce, a mother needs a financial overhaul and more income, Ronald D. White, March 16, 2014

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Zuba & Associates, P.C

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