Zuba & Associates, P.C.

Divorce Archives

Tips for the lower income spouse in a divorce

When an Illinois couple ends their marriage and one has earned less money than the other, that person might want to make a financial plan for after the divorce. The lower earning spouse is often a woman. Women are still paid less than men at 82 cents to the dollar. One reason for this is that women are more likely to take on care-giving for older relatives and children. This can limit their career opportunities and opportunities to save money since they often have to work fewer hours.

Divorce and retirement accounts

Some divorced couples end up returning to an Illinois court for an agreement modification, but many others can only wish they had the opportunity to do it all over again. Unfortunately, not all mistakes can be fixed after the fact and are best off avoided in the first place. One potentially costly error is failure to obtain a qualified domestic relations order (QDRO) prior to the division of a retirement account.

How health care can have an impact on a divorce

With the future of health care being so uncertain, some Illinois couples planning to get a divorce have put the separation process on hold. Some spouses, especially those with pre-existing conditions, are worried that they may no longer be able to afford health insurance if the Affordable Care Act is repealed and replaced by the Better Care Reconciliation Act.

Common divorce myths that are false

When an Illinois resident announced that he or she is going through a divorce, family, friends and minor acquaintances may jump at the chance to offer advice. However, it is likely that much of this advice will be either inapplicable to a person's case or flat out wrong due to a variety of popular divorce myths that continue to be brought up.

Co-parenting with nesting

Illinois parents who are getting a divorce may want to consider nesting as part of their co-parenting arrangement. Nesting, which entails allowing the children to remain in the family home while the parents come and go according to their custody schedule, provide a number of benefits for the children.

Likelihood of divorce correlated to husband's employment

In 2016, the "American Sociological Review" published a study that found that one of the major factors in whether a couple would divorce was the employment status of the husband. This means that if a husband in Illinois does not work full time, the marriage has a 3.3 percent chance of getting a divorce in any given year. In a marriage in which the husband works full time, the chance drops to 2.5 percent.

What causes gray divorces

Older Illinois couples who are considering ending their marriages should know that the rate for gray divorces, or divorces for individuals aged 50 or older, has been increasing. They may also be surprised to learn about the factors that are contributing to this.

Getting divorced after starting a business

When Illinois couples go into business together, it is recommended that they should discuss buyout clauses in the event that they get divorced. While this can be an uncomfortable discussion as it can insinuate that one or both individuals are anticipating a divorce down the line, it can also help ensure that the business will survive even if the marriage does not.

Divorce rates high among older couples

Older adults in Illinois and throughout the country may be twice as likely to divorce as the same age group was in 1990 while the divorce rate among married couples is going down. Experts attribute these trends to a number of different factors including overall marital instability among the baby boomer generation and a later age at marriage for younger people. For people at or over the age of 65, the divorce rate tripled compared to 1990. However, following a sharp rise, the divorce rate for the 50-and-older age group has remained steady for nearly a decade.

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Zuba & Associates, P.C

Firm Location:
6067 Strathmoor Drive
Rockford, IL 61107

Phone: 815-315-9351
Fax: 815-397-1834
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